Randall et al. v. Montana

In 2021, the Montana Legislature passed House Bill 379—reversing a law that had been in place for nearly 40 years—to allow insurance providers to discriminate on the basis of sex and marital status in setting insurance rates. Now, not only can insurers across all insurance categories discriminate in setting rates, when they do so, harmed individuals can no longer seek recourse through the process set forth under the Montana Human Rights Act.

Legislators claimed the bill would be good for women, but the data does not support that claim. In reality, there is no reliable connection between sex and insurable risk, and allowing insurance companies to consider sex and marital status simply gives them one more tool to increase profits while also leading to unpredictable discrimination against Montana insurance consumers. Several individualssmall business owner Will Randall, state Senator Diane Sands, and nonprofit professional Kiah Abbeyand organizations challenge the constitutionality of HB 379 because it violates their right to equal protection under the law and the constitutional prohibition on special legislation.

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